Cheap Car Rental in Toronto with No Insurance Excess options

Hire car brands you can trust in Toronto Canada

Toronto Island-Billy Bishop Airport

Address
134 Jarvis
Toronto
M5B 2B5

Location
Shuttle Bus

Toronto Pearson Int'l Airport

Address
655 Dixon Rd
International Plaza Hotel
Toronto
M9W 1J3

Location
Shuttle Bus

BROOKFIELD PLACE

Address
161 BAY STREET
TORONTO
M5J 2S1

HERTZ - THE BAY STORE

Address
20 BLOOR ST. EAST
TORONTO
M4W 3G7

BILLY BISHOP AP

Address
2 EIREANN QUAY
TORONTO
MSV 1A1

EGLINTON & MIDLAND

Address
2507 EGLINTON AVE EAST
SCARBOROUGH
M1K 2R1

HERTZ THORNHILL

Address
398 STEELES AVE W
THORNHILL
L4J 6X3

DUNDAS

Address
1369 DUNDAS ST E
MISSISSAUGA
L4Y 2C7

TORONTO, CARLTON ST

Address
140 CARLTON ST
TORONTO (OT)
M5A 3W7

TORONTO - FRONT ST WEST

Address
330 FRONT STREET WEST
TORONTO - FRONT ST (OT)
M5V 3B7

TORONTO - DANFORTH AVE

Address
1245 DANFORTH AVE
TORONTO - DANFORTH
M4J 1M8

THORNHILL - STEELES AVE

Address
398 STEELES AVE WEST
THORNHILL (OT)
L4J 1A1

SCARBOROUGH/SHEPPARD

Address
4142 SHEPPARD AVE EAST
TORONTO (OT)
M15 1T3

MISSISSAUGA - DUNDAS ST

Address
1369 DUNDAS STREET EAST
MISSISSAUGA - DUNDAS
L4Y 2C7

TORONTO - FRONT ST WEST

Address
330 FRONT STREET WEST
TORONTO - FRONT ST (OT)
M5V 3B7

TORONTO, CARLTON ST

Address
140 CARLTON ST
TORONTO (OT)
M5A 3W7

TORONTO - DANFORTH AVE

Address
1245 DANFORTH AVE
TORONTO - DANFORTH
M4J 1M8

NORTH YORK EAST/SCARBORO

Address
1871 O'CONNER DR
TORONTO (OT)
M4A 1X1

THORNHILL - STEELES AVE

Address
398 STEELES AVENUE WEST
THORNHILL (OT)
L4J 6X3

MISSISSAUGA - DUNDAS ST

Address
1369 DUNDAS STREET EAST
MISSISSAUGA - DUNDAS ST
L4Y 2C7

Map view of Toronto car rental locations

Popular vehicle types in Toronto

Trying to find an SUV, a minibus, convertible or people carrier at Toronto Canada?

At Stress Free Car rental, we compare deals on a vast selection of vehicle categories. Whether you’re looking for a small car to run around town, or perhaps a large SUV, a people carrier or a convertible for a road trip around Toronto | Canada, we’ve got you covered.

Driving with lots of bags? Want to take a lot of stuff on your trip but not quite enough to require a van? Perhaps one of our estate cars will fit your requirements. We compare estate car deals from all of the brands you can trust in Toronto Canada.

Trying to find a car rental that's extra special when you are in Toronto Canada? Stress Free Car Rental's Prestige Car Hire category compares rental deals for premier car brands such as Range Rover, Mercedes, Audi and BMW.

From large SUVs such as the Land Rover Discovery to smaller SUVs like the Nissan Juke and Opel Mocha , we include a wide selection for you to compare on the site before booking your rental in Toronto Canada.

We provide a vast selection of small cars, from Ford Kas to Fiat 500s, ideal for drive around narrow streets ,remember though, but don't forget you’ll have limited luggage space so it's best to pack light. .

Travelling with a lot of passengers in Toronto Canada? Whether it’s a big family holiday or a golf vacation, we compare 12 seat and 15 seat van and minibus prices from a wide range of rental companies.

If you're travelling with 2 large bags, we suggest taking a look at a rental in our Large Car category. Large cars come with lots of of room for 4 or 5 people along with 2-3 large suitcases and a couple of smaller bags.

See our Toronto nearby locations in a list

Top suppliers for cheap car rental in Toronto

Stress Free Car Rental's Premium cover

Premium insurance is the highest option for car hire cover we provide.

Choosing Premium Insurance is totally optional, you can also decide to buy Premium Cover at the collection desk, It is usually less expensive to book this in advance on our website at the same time as you make your car hire booking.

You're able to buy Premium Cover along with your vehicle rental, so that you understand the exact cost of everything before completing your booking.

Many of our clients choose the Premium Cover option when they're are renting a car because it usually lowers the security deposit for the excess to zero meaning that you have no large security deposit or car hire insurance excess risk. You can also often collect the car using debit cards with Premium Cover if credit card is a problem.

Things to remember before driving away your vehicle rental

You'll have received car rental pick up location details with the confirmation email. Take time to understand how to find the vehicle rental collection location before you set off

Be sure to check the fuel type for the car and inspect which side of the car the fuel cap is on

Always check alloy wheels and door locks for issues as well. Locks and wheels are easy to miss if you are in a rush to start your journey

Beside the exterior, it's also recommended documenting any damage to the inside of the vehicle and reporting it to the vehicle hire provider prior to starting your trip

All the rentals displayed on our web site include a full to full fuel policy. We recommend that you check that the fuel tank is full prior to setting off. If it is not you must inform the car hire company immediately

Spending some time to photograph and report any issues, whether internal or external, will help to avoid any problems with the vehicle hire provider when you return the vehicle

If you've not already ,review the carhire terms. There might be extra fees for border crossing etc so ensure that you understand these.

Larger Vehicle Hire Options in Toronto

12 Seaters

12 Seaters
12 Seater rental vehicles in Toronto usually have large sliding doors and a large luggage capacity. Ideal for golf trips with a large group.

10 Seaters

10 Seaters
If you're transporting 10 people, we include all of the best offers for 10 seater hire in Toronto. Including options with free additional drivers and no excess.

People Carriers

People Carriers
Hiring a people carrier in Toronto is the perfect choice if you're transporting too many people to fit into a standard car along with luggage. We include a broad selection of people carrier rental providers so you're sure to find a great deal for your rental.

11 Seaters

11 Seaters
Great for transporting 11 people and their luggage. We compare all of the cheapest offers for 11 seater rental in Toronto

Prices for car rental at Toronto

Pickup on 2021-08-30 at 10:00, dropoff on 2021-09-04 at 09:30 in Toronto for a 35 year old lead driver

Hertz availability at HERTZ THORNHILL

Chevrolet Spark

4-seat Economy
or similar

Chevrolet Spark
Passengers: 4
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$321.87 CAD

VOLKSWAGEN JETTA

5-seat Standard
or similar

VOLKSWAGEN JETTA
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$375.69 CAD

KIA RIO

5-seat Compact
or similar

KIA RIO
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$338.82 CAD

HYUNDAI SONATA

5-seat Fullsize
or similar

HYUNDAI SONATA
Passengers: 5
Large bags: 2
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$397.61 CAD

TOYOTA COROLLA

5-seat Intermediate
or similar

TOYOTA COROLLA
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$372.69 CAD

DODGE GRAND CARAVAN

7-seat Mini
or similar

DODGE GRAND CARAVAN
Passengers: 7
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$533.14 CAD

TOYOTA RAV4

5-seat Intermediate
or similar

TOYOTA RAV4
Passengers: 5
Large bags: 3
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$449.44 CAD

Pickup on 2021-08-30 at 10:00, dropoff on 2021-09-04 at 09:30 in Toronto for a 35 year old lead driver

Hertz availability at DUNDAS

KIA RIO

5-seat Compact
or similar

KIA RIO
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$948.50 CAD

TOYOTA RAV4

5-seat Intermediate
or similar

TOYOTA RAV4
Passengers: 5
Large bags: 3
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1483.56 CAD

FORD EDGE

5-seat Standard
or similar

FORD EDGE
Passengers: 5
Large bags: 2
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1646.49 CAD

VOLKSWAGEN JETTA

5-seat Standard
or similar

VOLKSWAGEN JETTA
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1046.59 CAD

TOYOTA COROLLA

5-seat Intermediate
or similar

TOYOTA COROLLA
Passengers: 5
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1013.57 CAD

DODGE GRAND CARAVAN

7-seat Mini
or similar

DODGE GRAND CARAVAN
Passengers: 7
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1591.69 CAD

Chevrolet Spark

4-seat Economy
or similar

Chevrolet Spark
Passengers: 4
Large bags: 1
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$914.83 CAD

HYUNDAI SONATA

5-seat Fullsize
or similar

HYUNDAI SONATA
Passengers: 5
Large bags: 2
Small bags: 1
Number of doors:
Transmission: Automatic
Fuel Policy: Unknown
Mileage: Unlimited
Security deposit: $342 CAD
Damage excess: $0 CAD
Theft excess: $0 CAD
More info
Hertz

$1101.67 CAD

Stress Free Essential insurance options

As well as being easy to use, friendly and of course, stress free, we also offer two additional levels of insurance when you book a car with us.

Essential cover will appear as an option in the car hire insurance section. For some geographical/partner car rental combinations the cover isn't always offered.

Essential Cover comes with fire, weather, theft, damage caused to the vehicle, flushing the engine after misfuelling, key cover and much more.

Essential cover doesn't cover things like cleaning fees, mechanical repairs, third party injury, loss of theft/damage to content in the car and other things. For more info see the terms and conditions on the extras page

Map view of Toronto nearby car rental locations

Toronto Canada frequently asked questions

Is the car hire fully insured?

Car rentals in Toronto Canada are usually fully insured with an excess amount. You can either purchase Essential cover for the excess or choose Premium cover to reduce the excess amount to zero. We clearly explain all of the insurance details every step of the way.

What's the best car rental price in Toronto Canada?

The cheapest price for a week in Toronto Canada for August is GBP188.23 with car rental supplier Hertz. We monitor prices from all of the leading car rental companies. Order your search results by price to find the best price

What do I need when I collect the car in Toronto Canada?

To collect your car the lead driver should present a Valid driver's license, Passport or National Identity Card, Credit or debit card in the lead driver's name, Home and local (hotel, villa etc) address and a Booking confirmation email. Any other requirements at collection will be clearly explained in your booking confirmation email.

For my car rental in Canada, how can I reduce the insurance excess?

Security deposit amounts vary for each car rental supplier in Toronto Canada. You can easily find the lowest insurance excess options using our search filters

Can I cancel my rental in Toronto Canada if I change my mind?

Yes, you can cancel your booking with a full refund anytime up until 48 hours before you collect the car.

How to Hire a Car in Toronto with One Way Fees included

Renting a Car in Toronto with One Way Fees included

Most of the car hire providers we include in Toronto allow you to collect your car in Toronto and drop off the vehicle at a different location. If you have selected a different drop off location for your rental, the prices you'll see on our website already include all additional fees for this. You can also find a breakdown of the additional fees on the payment page.

Renting a Car in Toronto with Cross Border Fees Included

If you want to pick up your vehicle in Toronto and drive it across the border into a different country, be sure to review the terms and conditions. Most car hire providers require that you let them know on collection; and will charge additional fees to top up the insurance. If you fail to do so, it's possible that the rental car will not be insured when you cross over into a different country.

You'll find the details of cross border policies by checking the Rental terms and viewing the Cross Border Rules section.

If you're struggling to find the cross border information for your car hire get in touch with one of our car rental advisors and they'll be happy to help.

Hiring a Car in Toronto including Cross Border Fees

Renting a Car in Toronto with no Insurance Excess

Hiring a Car in Toronto with no Excess Held on Your Credit Card

The hire car will already be covered for theft and accidents as part of the hire fee you will see displayed on our website. This cover is known as Collision Damage Waiver (CDW).

Although all of our rental cars in Toronto come with CDW in the price displayed, there's often an insurance excess, this excess is held on your credit card when you collect the car. The insurance excess is the total amount you'd be required to pay if the vehicle is severely damaged, written off or stolen. The the excess on hire cars can be very expensive. It's normally between £1,000 to £2,200. If the car is returned damaged, or it's stolen or written off, you'll have to pay up to the total amount of the excess.

On collection of the vehicle, the excess is held on your card as something called a 'pre-auth' transaction. Pre Auth means that the money is not taken from your card as a normal transaction, it's held as a pending payment until you return the vehicle. You won't usually pay foreign currency charges on credit cards for pre authorised transactions. As long as the rental car is returned in the same condition as when you collected it, the excess amount is fully refunded to your credit card with nothing further to pay.

If you plan to pay by debit card, the excess amount is taken from your bank account and fully refunded when the vehicle is dropped off. If you intend to use debit card on collection, as the excess amount can be high, it's recommended to buy Premium Cover on our website or to pay for top up insurance at the rental desk.

If you'd like to hire a car in Toronto with a £0 or reduced excess review our Premium Cover options.

How to Hire a Car in Toronto with No Security Deposit

When you pick up the car, you'll be asked to leave a deposit on your credit card or debit card. Deposits vary significantly subject to the make and model of the car and the insurance excess . Car hire Security deposits in Toronto can be anywhere between £50 and £2,100.

We compare all of the car hire options with a low security deposit and in some instances no deposit at all except for fuel. When you reserve a rental in Toronto with Premium Cover included, you're often able to reduce the deposit to cover only fuel (usually less than £100), this is fully refunded when the vehicle is dropped off with a full tank.

Car Hire in Toronto with a Low Deposit

How to hire a car without a credit card

How to hire a car without a credit card

You can pay for your car hire on our website using any credit or debit card, including Visa, Mastercard or American Express. We also compare car hire deals at 1000s of locations that accept a debit card on collection. You can quickly and easily find these by using the filters on the search results page or taking a look at our Premium Cover options on the extras page.

Car rental excess, security deposits and insurance

We appreciate how frightening and daunting choosing a hire car excess cover product can be. The additional charges that are included in the price of hiring a car can be very confusing, these can include:

  • The cost of hiring the vehicle
  • Any extras (e.g. child car seats & sat nav)
  • Insurance costs

Many car rental websites hide the costly insurance excess and security deposit prices in the fine print. Customers are then shocked when the amount is taken from their debit card account or the amount is held on their credit card. We think this is unfair and can really hinder your plans which is why we work differently at Stress Free Car Rental.

On our website you'll find three levels of car hire excess cover, premium, essential and basic and we help you find the hire car that suits you, your family and your trip. You're able to review the details of these on the extras page of the site when booking your rental.

Popular Destinations for Car Rental in North America

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No need to worry if your plans change

We'll process your refund in under 24 hours. All rentals booked with us can be cancelled up until 48 hours before you collect the vehicle

All car hire brands on our website are following local government guidelines re vehicle sterilisation and social distancing at the collection desk.

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