Car hire without a credit card.

No credit card? No problem. You can pay for your car rental on our website using a debit card, including American Express, Visa or Mastercard. We also offer car hire options at most locations that will accept a debit card when you collect the car.

How can I find debit card car hire options?

Use the filters on our search results page to find car hire options that allow you to use a debit card on collection.

You can also take a look at our premium cover options on the extras page to reduce the insurance excess and security deposit amounts. Sometimes these also allow you to use a debit card on collection

Collecting your car hire with a debit card

When you collect the car, the car rental company will usually charge the following amounts to your credit card or debit card...

  • The insurance excess - this is the amount that is held on your card in case the car is damaged or stolen. The amount varies significantly dependent on the vehicle type and location (and can be as much as £2000). This amount is usually held on your credit card as something known as a ‘pre authorisation’. This means that the money is held on your card rather than taken, so you don’t pay interest on the amount but the available balance of your credit card is reduced. However, If you book your car hire with a debit card this amount will be taken from your bank account and returned once you return the car.
  • The fuel deposit - All of the car hire we compare includes a fair full to full fuel policy. This means you’ll leave a deposit on your credit card for a full tank of fuel. When you return the car with a full tank the amount is refunded. If you choose to collect your car hire using a debit card, this amount will be taken from your bank account and refunded when you return the car.

Car rental excess, security deposits and insurance

We get how frightening choosing a rental car insurance product can be. The additional charges that make up the price of hiring a vehicle can be very confusing, these include:

  • The cost of hiring the vehicle
  • Any extras (e.g. child car seats & sat nav)
  • Insurance costs

Many car rental websites mask the expensive insurance excess and security deposit prices in the terms and conditions. Customers are then surprised when the cash is taken from their debit card account or the amount is held on their credit card. We think this is unfair and can really hinder your holiday plans which is why we won't do that at Stress Free Car Rental.

On our website you'll find three levels of car hire excess cover, basic, essential and premium and we help you find the hire car that suits you, your family and your trip. You're able to view the details of these on the extras page of the site when booking your rental.

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Hire car jargon explained

Fuel policy (full to full vs full to empty)

Fuel policy (full to full vs full to empty)
The rentals on the site come with a fair full to fuel fuel policy.

You'll be required to pay a deposit for fuel on a credit card when you collect the rental. Ensure that you fill the rental up and return it full and there's nothing further to pay for fuel.

You might find full to empty fuel policies on some other sites that seem to be lower cost deals. Always check the terms and conditions for full to empty rentals as usually the admin and refuelling fees associated with full to empty fuel policies always make it much more expensive than full to full .

Car Rental excess

For rentals outside of the US and Canada there is almost always an insurance excess held on your card* - this is similar to the excess on domestic car insurance in the UK. However, the excess on rental cars is very high. It's normally between £1,000 to £2,500. If you decide not to insure the insurance excess amount you could be liable to pay for damage up to the excess amount. Check out the Premium Cover hire car options if you'd like to avoid having the excess amount blocked on your card when you collect the car.
Car hire excess

Damage Liability

CDW (Collision damage waiver)
CDW insures the car for damage in a similar way the insurance cover you usually have on your own car does. It includes an excess amount which you can choose to cover separately (See Excess reimbursement insurance). Our website also include rental cars that include CDW with no excess amount

Third party liability cover

Third party liability insurance provides protection in case you cause an incident. If you do, it might kill or injure other people (for instance your passengers, pedestrians or people in other vehicles), or damage their property (their vehicle, house or possessions, for example). As legally they need to be protected, you'd be responsible the cost of any damage, or treating any injuries or financially covering loss of earnings, as well as the third party's legal fees and court costs.

Third party liability is subject to an excess, which means you'll need to pay the first part of any claim (usually between £750 to £1,600, varying dependent on the car, the deal and the country). If you choose to cover your excess , you'll be reimbursed for any or all of the excess you have to pay. Or if you take out Premium Cover, the excess is often reduced to zero.
Third party liability cover

Theft liability cover (theft protection)

Theft liability insurance (theft protection)
It insures the amount due if the rental car is stolen. It is subject to an excess , which means you would need to pay the first part of any claim (normally between £1,000 to £1,500, depending on the deal, the car rental company and the location.

If you choose to insure your excess with an excess reimbursement policy, however, you'll be refunded for any of of the excess amount you have to pay (See our essential cover). With Premium Cover your excess is often reduced.

Additional driver costs

Car rental contracts is between the hire car company and the person that signs the agreement and will be the main driver. This means you have to ask for other drivers to be added, and this usually means an additional cost (which can be up to £10a day or even more). We often list special offers that include extra drivers are free. Always be cautious of being asked if you'd like to add a driver without being told the price.
Additional driver costs

Essential Cover

Excess Insurance
Purchasing this policy ensures you'll be reimbursed for any of the excess that's held on your credit card by the car hire company .

Excess reimbursement insurance also tends to cover other possible costs, such as towing, cleaning or admin fees, or misfuelling fees.

Stress Free Essential insurance options

As well as being friendly, easy to use and of course, stress free, we also offer two additional levels of insurance when you hire a car with us.

Essential cover will appear as a choice in the car hire insurance section. For some geographical/partner car rental combinations the cover isn't always offered.

Essential Cover comes with fire, weather, theft, damage caused to the vehicle, flushing the engine after misfuelling, key cover and much more.

Essential cover doesn't cover things like cleaning fees, mechanical repairs, third party injury, loss of theft/damage to content in the car and other things. For more details see the terms and conditions on the extras page

Frequently asked questions about no credit card car rental

Can I collect a hire car with a debit card?

It's quite common for car rental companies to require that you provide a credit card when you collect the car.If you don't have a credit card, we also compare prices for all of the car hire options that allow you use a debit card on collection.

How can I find a hire car that accepts a debit card?

You can easily find debit card car hire options using our search filters. We offer debit card car hire wherever it's available

Are there any hidden charges in your prices for car hire when using a debit card?

If you do not specifically book a car hire company that accepts a debit card on collection there may be extras charges at the desk. Always check the terms and conditions for your rental.

What's the best fuel policy for debit card car hire?

All of our rentals include a full to full fuel policy. You'll pick the car up with a full tank and be asked to leave a small deposit for fuel when you collect the car. The deposit is refunded when you return the car with a full tank.

What do I need when I collect the car?

To collect your car the lead driver should present a Valid driver's license, Passport or National Identity Card, Credit or debit card in the lead driver's name, Home and local (hotel, villa etc) address and a Booking confirmation email. Any other requirements at collection will be clearly explained in your booking confirmation email.

Can I cancel my rental if I change my mind?

Yes, you can cancel your booking with a full refund anytime up until 48 hours before you collect the car.

Making a car rental booking

We aim to be the best car hire website around so that you know when you rent with us you're getting the best value, service and price.

Once your booking has been made, managing it couldn't be simpler, you'll receive a booking reference which can be used, along with your email address, to check the status of your booking including prices and payments.

All of the deals on our website include all extra fees including anything that you're required to pay when you pick up the car, including (but not limited to) one way fees, child seats and senior driver fees.

Booking a holiday, let alone renting a car, can be a stressful, surprisingly costly, experience which is why our clever car hire matching technology will find you your perfect hire car at your dream price.

When searching on our website for your rental, information you'll need:

  1. Pickup location & car hire
  2. Pick-up & drop-off date
  3. Pick-up time and drop-off time
  4. The drivers age

To begin your stress free booking process, head over to our homepage and input the required details then in just a few seconds we'll bring up some great value deals based on your details.

Car rental in made simple

Stress Free Car Rental are based in Manchester UK and we're on a mission to make renting a car a Stress Free experience

Vehicle Models at each car hire location can vary. You will always be provided with a car that’s the same size in terms of body style, passengers and luggage capacity but the exact make may vary from the one booked. If you have a preference for a particular model, at most car hire locations we provide options to book guaranteed models . You can use the filters on the website to find guaranteed model rentals.

Extra drivers are available to book in advance on our website on the extras page. In many cases you will pay for additional drivers on pickup.

Car rental availability can change significantly at different times of the year. Christmas is an important factor to recognise that influences car hire prices. Factor this in when planning your rental in advance. only offer car rental that includes a full to full fuel policy. Full to full is always a better deal compared with other car rental fuel policies.

You can use the filters on the search results to find your perfect car rental, including options with an automatic gearbox, diesel fuel and reduced security deposit options.

Why book with Stress Free Car Rental?

We don't call ourselves Stress Free Car Rental for nothing! Our aim is to make the car rental process as simple as we can.

Want to pay with a debit card? Need a GPS included? Not a problem. You'll find all the options on the website including low prices for add ons such as child seats and Toll pay devices. We also offer options to pay with a debit card at most locations. Use the filters on the website to easily and quickly find them

We don't hide any charges, we are transparent from the get-go.

Just let us know and we'll do the rest - it really is that, well, simple!

Booking couldn't be simpler, there are filtering options and everything possible has been explained with key information explained in each section.

Free Cancellation! You're able to cancel your car hire and get a full refund until 48 hours before collection.

When you complete your booking on the website you'll receive a booking confirmation email with all of your rental information included. This email includes directions to the car hire collection desk and opening hours. If the rental includes car hire insurance, all of the documentation will be attached to the email

Save on your car rental in by booking your car well in advance. Take some time to shop around the various different offers.

Picking up at an airport but not sure of your flight number? It's ok! - you can book your rental now and add the flight number to your rental later on. Adding your flight number will help the car hire provider to wait for you if your flight is late. You should review the T&Cs to understand what you need to do if your flight is delayed or cancelled.

When you book a rental vehicle with Stress Free Car Rental you will always know how much you're spending in advance - no scary fees, no hidden costs.

Why Stress Free Car Rental is different

There's a bucket load of reasons why we're different from our rivals but to start, it's important to recognise that Stress Free Car Rental exists because of our personal frustration with the process of hiring a car.

Brands we work with include the main car hire companies like Enterprise and Europcar there are some firms we know will not give you the experience or price that you deserve - so we do not list these on the website.

Stress Free Car Rental work hard to ensure that we provide our customers with all of the best car hire prices in with no unexpected charges.

Pricing on our website includes extra fees that other websites often don't display - this ensures that our process is as clear-cut as possible.

Stress Free Car Rental won't work with just any car hire firms. We're cautious to only work with car rental brands you can trust.

Our website checks millions of car hire prices at 1000s of car hire locations to hunt down amazing deals and make booking them on the website as easy, quick and Stress Free as it should be

We don't like to be be beaten on price. Our car hire price match guarantee means if you find the same hire vehicle at a lower price, we'll match it.

Stress Free Car Rental's Premium cover

Premium insurance is the highest level of car hire cover we provide.

Choosing Premium Insurance is completely optional, you can also decide to purchase Premium Cover at the car rental counter, It is usually cheaper to buy this in advance on our website when you make your car hire booking.

You're able to buy Premium Cover alongside your vehicle rental, so that you understand the total price of everything before starting your trip.

Many of our clients decide to choose the Premium Cover option when they're are renting a vehicle because it usually reduces the excess to zero meaning that the customer has no large security deposit or car rental insurance excess risk. Customers can also often collect the car using debit cards with Premium Cover if credit card is a problem.

Things to remember when driving away your car rental

You'll have been provided with car hire location collection details with the email confirmation. Take some time to read through how to find the vehicle rental pick up location before you leave

Be sure to check the fuel type for the car and check which side of the car the petrol cap is on

All the rentals listed on our web site include a full to full fuel policy. We recommend that you ensure that the tank is full before you set off. If it is not you must report this to the car rental company before driving away

Beside the exterior, it's also recommended documenting any damage to the inside of the car and reporting it to the vehicle rental provider prior to driving away

Spending some time to photograph and report any damage, whether internal or external, will help to avoid any disagreements with the vehicle hire company when returning the car

Always check the wheels and door locks for issues as well. These are easy to miss if you are in a hurry to begin your trip

If you've not already ,check the carhire terms. There could be additional charges for border crossing etc so ensure that you understand these.

What are Stress Free Car Rental about?

We work hard to make sure that car rental on holiday is simple!

If your plans change you can edit or cancel your rental agreement free of charge up to 48 hours before you collect.

Review the cheapest car hire prices in from brands you can trust, including Enterprise, Dollar and Keddy.

To be listed on the site, all cars have to include a full to full fuel policy and absolute clarity about pay at desk amounts.

Confused by security deposits? We are here to guide you every step of the way. We endeavour to provide absolute clearness when it comes to security deposits and all of the other charges involved.

The team at Stress Free spend hours trawling through detailed T&Cs so that you don't have to. All key points of the rental contract are clearly displayed on every page of our website

We offer a huge amount of small family cars to twelve-seater MPVs along with convertibles and hatchbacks.

We work alongside the most trusted and highly rated car hire companies, including Enterprise, Hertz and Alamo.

Rent your car now with no credit card fees or hidden payments.

Our cars have cover for theft, damage and third party claims.

Popular Locations for Car Rental in North America

StressFreeCarRental car hire without credit card

No need to worry if your plans change

We'll process your refund in under 24 hours. All rentals booked with us can be cancelled up until 48 hours before you collect the vehicle

All car hire brands on our website are following local government guidelines re vehicle sterilisation and social distancing at the collection desk.


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